July No-Buy Synopsis

My normal income is $1,259. My July income was $1,383.36, and I spent in total: $1,505. So I was $122 over budget and that money comes from a  credit card. Which is why I have to get my spending in ALL categories in check.

I spent $522.39 on Food including groceries and going out. My budget plan is $346 for my food category which includes liquor. and going to restaurants, night clubs, comedy clubs. So I went $176 over on my food category this month.

I bought nail supplies, computer charger, and reusable straws for $40. My budget plan is $30 for personal care items such as these. I went $10 over on my Personal Care category.

To save money, I started painting my own toes and it’s been a hot mess. I feel I need a pedicure. I’m going to hold out a little longer. But I can’t properly reach my toes, so my attempts have been terrible. Plus the nail polish doesn’t last and it keeps chipping within a week. Usually when I get a professional pedicure it lasts 3 weeks to a month.

My car insurance bill was $134 in July. Normally it is $70 a month but I just switched to a different payment plan and this was the first month on that plan so there was some sort of adjustment. I think that price is for 2 months. Anyway I planned in my budget to spend $70 and I spent $64 over that.

So this was my report card for the month of July. I will give myself a D for effort.  I made a little more than expected so I shouldn’t have gone so far over my income in total.

I’m planning for August to be a great month where I am on budget. I’ve already worked a couple extra days in August to cover that car registration bill.

 

 

 

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